What the law says
Under the federal Housing for Older Persons Act, a qualifying community may limit residents by age, generally by requiring that at least 80 percent of occupied units have a resident aged 55 or older and that it publish and follow age-verification rules. Each community must qualify to use the exception.
Community rules
Rules on guests, children, rentals and ownership differ. Many limit or delay renting, so read the declaration.
Costs
Monthly fees can include amenities, security and sometimes club access. Compare them with the price.
How to search
Our search has a 55+ filter. Always confirm the rules and age requirement with the association. Lidiya Tretyak is a licensed Florida real estate agent with Douglas Elliman and speaks English, Russian and Ukrainian; the first consultation is free.
This guide is general information, not legal or tax advice. Laws and programs change — confirm details with a Florida attorney and a US tax professional.
