What is inspected
A general inspector reviews structure, roof, plumbing, electrical, AC, appliances and visible water damage. Specialists can add termite, mold, sewer line, pool and roof reports.
Insurance-related reports
Insurers often ask for a four-point report on older homes and a wind mitigation report, which can reduce the premium. Ask your insurance agent which ones apply.
Condos
For a condo the unit inspection is separate from the building's condition, which you check through the association documents, reserves and inspection reports.
After the report
You can negotiate repairs, a credit or the price, or cancel within the inspection period if the contract allows. Lidiya Tretyak is a licensed Florida real estate agent with Douglas Elliman and speaks English, Russian and Ukrainian; the first consultation is free.
This guide is general information, not legal or tax advice. Laws and programs change — confirm details with a Florida attorney and a US tax professional.
