Your time horizon
Real estate costs a lot to buy and sell, so it usually suits people who plan to hold for several years. A short stay may favor renting.
Rates and cash
Mortgage rates change and affect the monthly payment. Cash buyers can compare the return with other options. Run the numbers in our calculators.
Inventory and negotiation
More listings can give buyers room to negotiate in some buildings, while desirable units still sell quickly. Your agent compares recent sales and days on market for your target.
Ownership costs
Insurance, HOA and special assessments can change quickly. Check them for each building rather than relying on averages.
Next step
Book a free consultation for a calm review of your numbers. Lidiya Tretyak is a licensed Florida real estate agent with Douglas Elliman and speaks English, Russian and Ukrainian; the first consultation is free.
This guide is general information, not legal or tax advice. Laws and programs change — confirm details with a Florida attorney and a US tax professional.
